EMI Option

Offer Easy EMI option to Your Customers and Increase Conversions

Now allow your customers to buy any product of their choice by paying in easy monthly instalments.

With Ingenico, choose what suits your business needs and offer No Cost EMI and EMI with interest to your customers.

Offer Easy EMI option to Your Customers and Increase Conversions
TYPES OF EMI

Now grow your business with comprehensive EMI option from Ingenico.

Credit Card EMI

Credit Card EMI

Make your products more affordable by reducing the upfront payment amount. Available across 12+ banks.

Debit Card EMI

Debit Card EMI

Make your products more affordable for India’s masses. Enable access to EMIs for Debit card users and increase penetration across Tier 2 and Tier 3 towns.

Cardless EMI

Cardless EMI

100% Digital EMIs, no need of Credit or Debit cards. Enable access to EMIs for a large segment of consumers, who do not have access to a credit card with FlexiPay, InstaCard, PayLater options.

No Cost EMI

No Cost EMI

Get ‘No Cost EMI’ schemes from Bajaj Finserv and all other major banks.

TYPES OF EMI
EMI Option Advantages

Make your products more affordable by bringing down the upfront cost.

  • Easy and One-Time Integration
  • EMI on Credit and Debit Cards
  • Cardless EMI
  • All Leading and Popular Banks Available
  • No Cost EMI*
  • 24x7 Integration support
  • Word Class Security

*available in select options

EMI Option Advantages
Partners Supporting EMI

Make your products more affordable by bringing down the upfront cost.

  • Credit Card | Debit Card

    YES Bank, Axis Bank, ICICI Bank, Amex, Kotak Mahindra, State Bank of India, Citi Bank Bank of Baroda, HSBC, HDFC Bank, Standard Chartered Bank, IndusInd Bank.

  • Cardless

    HDFC Flexipay, Flexmoney and many more.

  • No Cost

    Bajaj Finserv EMI, other major banks

Partners Supporting EMI
Frequently Asked Questions

Cardless EMI is a 100% digital EMI option that allows your customer to pay in easy instalments even without access to a credit or debit card. Customers usually use this method to make higher value payments.

No cost EMI means that there is no interest charged over and above the principal cost of purchasing a product. As a result, the interest value that would have been charged on the product is deducted from the actual cost of the product.

Cardless EMI is available as a payment option in the EMI section of Ingenico’s checkout. For making a payment, customers would have to be registered with any of Ingenico’s Cardless EMI partners.

Merchants can create No Cost EMI’s through the Ingenico dashboard with a few clicks. No Coding required.

  1. Login to the Ingenico Dashboard
  2. Click ‘Create’ in the left side panel
  3. Click ‘Create No Cost EMIs’
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